…where insurance works

…where insurance works

Gold Heart

Product Definition

This cover is designed for provision of funds to mitigate impacts of accidents for family members in vehicles operated with 3rd party insurances.

Key Features

  • Policy duration 1 year subject to renewal after expiration
  • Minimum Premium of N1,000
  • Sum Insured Minimum of N100,000
  • Payment Frequency Single premium
  • The premium paid on personal accident cover is non-refundable.
  • Credit card sized prepaid voucher
  • Instant activation and coverage confirmation via SMS


The cover is for death/permanent disability and it’s in four categories:

N1,000,000 N500,000 N250,000 N100,000

Hospital bill due to accident is N500,000


Target Market

  • Everybody driving or riding in a 3rd party vehicle
  • Adults above 18 years
  • Non-Governmental Organizations
  • Co-Operative Societies
  • Clubs, Associations
  • Members of staff of Corporate Organizations, SME